Essential Questions to Ask

Once we match you with a lender and you start to discuss your mortgage, you are going to want to make sure you know what you are getting into and know what to ask your mortgage lender. Here are some questions you can ask your mortgage lender that will help you ensure the best deal for you.

How many payments will I have to make?

Knowing how many payments you have to make is going to be incredibly important. You will want to know exactly how much money you are paying, when you will be paying it and how long you will be paying it for. You are going to need this information in order to plan for your financial future.

Are there additional costs?

Always read the fine print and then ask questions about it! There may be additional costs hidden in your mortgage contract that the mortgage lender is in no hurry to inform you about. These extra costs could cause your mortgage payments to rise and lead to unexpected expenses.

What are the prepayment options?

Later on in your life you may come into more money, either by inheritance or getting a raise for the work you do. With this extra money you may be inclined to pay off your mortgage early. Make sure you know what the prepayment options are for your current mortgage, and make sure you know of any prepayment penalties. Some mortgage lenders will penalize you for paying off your loan early, so make sure you know what the penalty.

If you have any questions, please check out our Frequently Asked Questions page.

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